When does coverage begin?
When does coverage begin?
Coverage under this Policy begins on the latest of the following:
- Your Departure Date;
- Your Policy purchase date; or
- The effective date shown on Your Policy Confirmation.
Benefits under this Policy are subject to the following conditions:
- if Your Start Date is Your Departure Date, You must be scheduled to arrive in Canada within 48 hours after Youleave Your Home Country. If You are scheduled to arrive in Canada more than 48 hours after You leave Your Home Country, coverage only begins on the date and time You arrive in Canada;
- if Your Start Date is after Your Departure Date, the following Waiting Periods will apply:
- 24 hours for an Injury;
- 48 hours for a Sickness if Your Start Date is within 30 days of Your Departure Date;
- 48 hours for a Sickness if You are continuing coverage from an existing policy with no gap in coverage;
- 7 days for a Sickness if Your Start Date is more than 30 days from Your Departure Date.