Am I eligible to purchase this insurance?
Am I eligible to purchase this insurance?
To be eligible to purchase the Classic or Deluxe Plan, the following restrictions apply:
- You must not have a Medical Condition for which a Physician has advised You against travel prior to Your Period of Coverage.
- You must be over 14 days old and under 85 years on the start date.
- You must not be eligible for benefits under any Canadian federal, provincial or territorial government health insurance plan.
- Prior to Your Period of Coverage:
- You have not been diagnosed with a Terminal Sickness;
- You have never been diagnosed with or received Treatment for:
- congestive heart failure;
- Alzheimer’s or any type of dementia;
- pancreatic or liver cancer, or any type of metastasized cancer; or
- a condition requiring a bone marrow or organ transplant.
- You do not reside in a nursing home, assisted living home, convalescent home, hospice or rehabilitation centre;
- You do not require any assistance with Normal Daily Activities. Normal Daily Activities means eating, bathing, use of a toilet, getting in and out of a bed or chair, and dressing (does not apply to children under 12 years of age)
- In the 12 months immediately prior to Your Period of Coverage, You have not been diagnosed with or received Treatment for:
- a lung condition requiring the use of home oxygen;
- a kidney condition requiring dialysis.
- At time of purchase of this Policy, You have no knowledge of the need to require any medical Treatment during Your Period of Coverage.